
Most retirees assume a brokerage full of gains means a tax bill is coming, but a quiet provision in the federal tax code tells a very different story for couples who know where to look.
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Most retirees assume a brokerage full of gains means a tax bill is coming, but a quiet provision in the federal tax code tells a very different story for couples who know where to look.

Most early retirees freeze when they picture pulling $60,000 from a portfolio they spent years building, but the fear is based on a misunderstanding of how withdrawals actually work. One popular fix sounds smart until you see the tax trap hiding inside it.
The total stock market is trading at a discount to its recent past, but the real question is whether the slim reward is worth the risk.
If your equity sleeve has more than two or three funds, Vanguard Total Stock Market Index Fund Admiral Shares (NASDAQ:VTSAX) is the case for simplifying. VTSAX owns essentially the entire investable U.S. stock market in one wrapper, charges almost nothing, and has compounded at a rate that has embarrassed most actively managed funds over the ... VTSAX Returns 300% in a Decade While Most Managed Funds Fall Behind
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