We use Google Analytics to count anonymous page views and understand which content gets read. No ads, no profiles. Decline keeps you on cookieless mode. Details.
JPMorgan Chase & Co.
Financials · Diversified Banks
1T), #1 in IB fees globally, #1 in US retail deposits post-First Republic. ROTCE 20%+ through 2024-2025 - best-in-class scale economics on the deposit base and dual NII/fee engine. 3% regulatory floor; ~$50B annual buyback + dividend capacity.
Spending $17B/yr on tech, ~$2B explicitly on AI (LLM Suite deployed to 200k+ employees, IndexGPT for research).
- $4.1T balance sheet + #1 deposit share = NII compounding regardless of rate path
- IB wallet recovery (#1 share) leverages capital markets reopen
- AI tech spend ($2B/yr) widens cost-to-serve moat vs regional banks
- First Republic acquisition added ~$200B deposits at ~$3B gain
- Capital return: ~$50B/yr buyback + dividend on CET1 ~15%
- Peak-cycle EPS - NII normalizes if Fed cuts compress deposit spreads
- Credit normalization: card net charge-offs trending to 3.5%+ from sub-2% trough
- Basel III Endgame finalization adds RWA pressure even at softened version
- CRE office exposure (~$15B) and IB fee cyclicality
- Regulatory tail: too-big-to-fail surcharge, CFPB overdraft/late-fee rules
Each weekday: the scan's ENTER setups with entry, stop and target, every new ticker teardown, and the bubble shifts that move names like this one. Free. Education, not advice.
No spam. One email per day max. Pro adds Telegram trade alerts and higher AI-assistant limits.
Auto-computed retracement of the trailing 52w low-high leg. Recomputed on each refresh; not a curated level.
Auto-computed retracement of the trailing 52w low-high leg. Recomputed on each refresh; not a curated level.
Auto-computed retracement of the trailing 52w low-high leg. Recomputed on each refresh; not a curated level.